Bank | Min Interest |
---|---|

Kotak Bank | ≈10.99% - |

SBI bank | ≈10.00% - |

HDFC bank | ≈11.00%- |

ICICI bank | ≈10.90%- |

PNB bank | ≈8.90%- |

Axis Bank | ≈10.99%- |

Note: approximately we have shared minimum interest rate of banks. Contact banks to get exact interest rates.

35 Lakh Home Loan EMI CalculatorTenure | Interest Rate | EMI Details |
---|---|---|

1 year | 9% - 10% |
EMI (Monthly Payment) = ₹306,080.17 - ₹307,705.61 Total Interest Payable = ₹172,962.02 - ₹192,467.26 Total Payment
(Principal + Interest) = ₹3,672,962.02 - ₹3,692,467.26 |

2 years | 9% - 10% |
EMI (Monthly Payment) = ₹159,896.60 - ₹161,507.24 Total Interest Payable = ₹337,518.35 - ₹376,173.81 Total Payment
(Principal + Interest) = ₹3,837,518.35 - ₹3,876,173.81 |

3 years | 9% - 10% |
EMI (Monthly Payment) = ₹111,299.06 - ₹112,935.16 Total Interest Payable = ₹506,766.32 - ₹565,665.59 Total Payment
(Principal + Interest) = ₹4,006,766.32 - ₹4,065,665.59 |

4 years | 9% - 10% |
EMI (Monthly Payment) = ₹87,097.65 - ₹88,769.04 Total Interest Payable = ₹680,687.12 - ₹760,914.02 Total Payment
(Principal + Interest) = ₹4,180,687.12 - ₹4,260,914.02 |

5 years | 9% - 10% |
EMI (Monthly Payment) = ₹72,654.24 - ₹74,364.66 Total Interest Payable = ₹859,254.60 - ₹961,879.39 Total Payment
(Principal + Interest) = ₹4,359,254.60 - ₹4,461,879.39 |

6 years | 9% - 10% |
EMI (Monthly Payment) = ₹63,089.38 - ₹64,840.43 Total Interest Payable = ₹1,042,435.37 - ₹1,168,511.12 Total Payment
(Principal + Interest) = ₹4,542,435.37 - ₹4,668,511.12 |

7 years | 9% - 10% |
EMI (Monthly Payment) = ₹56,311.77 - ₹58,104.14 Total Interest Payable = ₹1,230,189.01 - ₹1,380,748.10 Total Payment
(Principal + Interest) = ₹4,730,189.01 - ₹4,880,748.10 |

8 years | 9% - 10% |
EMI (Monthly Payment) = ₹51,275.71 - ₹53,109.57 Total Interest Payable = ₹1,422,468.30 - ₹1,598,519.14 Total Payment
(Principal + Interest) = ₹4,922,468.30 - ₹5,098,519.14 |

9 years | 9% - 10% |
EMI (Monthly Payment) = ₹47,400.18 - ₹49,275.40 Total Interest Payable = ₹1,619,219.47 - ₹1,821,743.39 Total Payment
(Principal + Interest) = ₹5,119,219.47 - ₹5,321,743.39 |

10 years | 9% - 10% |
EMI (Monthly Payment) = ₹44,336.52 - ₹46,252.76 Total Interest Payable = ₹1,820,382.50 - ₹2,050,330.95 Total Payment
(Principal + Interest) = ₹5,320,382.50 - ₹5,550,330.95 |

Tenure | Interest Rate | EMI Details |
---|---|---|

1 year | 10% - 11% |
EMI (Monthly Payment) = ₹307,705.61 - ₹309,335.80 Total Interest Payable = ₹192,467.26 - ₹212,029.66 Total Payment
(Principal + Interest) = ₹3,692,467.26 - ₹3,712,029.66 |

2 years | 10% - 11% |
EMI (Monthly Payment) = ₹161,507.24 - ₹163,127.43 Total Interest Payable = ₹376,173.81 - ₹415,058.41 Total Payment
(Principal + Interest) = ₹3,876,173.81 - ₹3,915,058.41 |

3 years | 10% - 11% |
EMI (Monthly Payment) = ₹112,935.16 - ₹114,585.51 Total Interest Payable = ₹565,665.59 - ₹625,078.36 Total Payment
(Principal + Interest) = ₹4,065,665.59 - ₹4,125,078.36 |

4 years | 10% - 11% |
EMI (Monthly Payment) = ₹88,769.04 - ₹90,459.33 Total Interest Payable = ₹760,914.02 - ₹842,047.80 Total Payment
(Principal + Interest) = ₹4,260,914.02 - ₹4,342,047.80 |

5 years | 10% - 11% |
EMI (Monthly Payment) = ₹74,364.66 - ₹76,098.48 Total Interest Payable = ₹961,879.39 - ₹1,065,908.85 Total Payment
(Principal + Interest) = ₹4,461,879.39 - ₹4,565,908.85 |

6 years | 10% - 11% |
EMI (Monthly Payment) = ₹64,840.43 - ₹66,619.28 Total Interest Payable = ₹1,168,511.12 - ₹1,296,587.91 Total Payment
(Principal + Interest) = ₹4,668,511.12 - ₹4,796,587.91 |

7 years | 10% - 11% |
EMI (Monthly Payment) = ₹58,104.14 - ₹59,928.53 Total Interest Payable = ₹1,380,748.10 - ₹1,533,996.31 Total Payment
(Principal + Interest) = ₹4,880,748.10 - ₹5,033,996.31 |

8 years | 10% - 11% |
EMI (Monthly Payment) = ₹53,109.57 - ₹54,979.49 Total Interest Payable = ₹1,598,519.14 - ₹1,778,031.02 Total Payment
(Principal + Interest) = ₹5,098,519.14 - ₹5,278,031.02 |

9 years | 10% - 11% |
EMI (Monthly Payment) = ₹49,275.40 - ₹51,190.51 Total Interest Payable = ₹1,821,743.39 - ₹2,028,575.47 Total Payment
(Principal + Interest) = ₹5,321,743.39 - ₹5,528,575.47 |

10 years | 10% - 11% |
EMI (Monthly Payment) = ₹46,252.76 - ₹48,212.50 Total Interest Payable = ₹2,050,330.95 - ₹2,285,500.47 Total Payment
(Principal + Interest) = ₹5,550,330.95 - ₹5,785,500.47 |

Tenure | Interest Rate | EMI Details |
---|---|---|

1 year | 11% - 12% |
EMI (Monthly Payment) = ₹309,335.80 - ₹310,970.76 Total Interest Payable = ₹212,029.66 - ₹231,649.12 Total Payment
(Principal + Interest) = ₹3,712,029.66 - ₹3,731,649.12 |

2 years | 11% - 12% |
EMI (Monthly Payment) = ₹163,127.43 - ₹164,757.15 Total Interest Payable = ₹415,058.41 - ₹454,171.67 Total Payment
(Principal + Interest) = ₹3,915,058.41 - ₹3,954,171.67 |

3 years | 11% - 12% |
EMI (Monthly Payment) = ₹114,585.51 - ₹116,250.08 Total Interest Payable = ₹625,078.36 - ₹685,003.04 Total Payment
(Principal + Interest) = ₹4,125,078.36 - ₹4,185,003.04 |

4 years | 11% - 12% |
EMI (Monthly Payment) = ₹90,459.33 - ₹92,168.42 Total Interest Payable = ₹842,047.80 - ₹924,084.35 Total Payment
(Principal + Interest) = ₹4,342,047.80 - ₹4,424,084.35 |

5 years | 11% - 12% |
EMI (Monthly Payment) = ₹76,098.48 - ₹77,855.57 Total Interest Payable = ₹1,065,908.85 - ₹1,171,334.01 Total Payment
(Principal + Interest) = ₹4,565,908.85 - ₹4,671,334.01 |

6 years | 11% - 12% |
EMI (Monthly Payment) = ₹66,619.28 - ₹68,425.67 Total Interest Payable = ₹1,296,587.91 - ₹1,426,648.51 Total Payment
(Principal + Interest) = ₹4,796,587.91 - ₹4,926,648.51 |

7 years | 11% - 12% |
EMI (Monthly Payment) = ₹59,928.53 - ₹61,784.56 Total Interest Payable = ₹1,533,996.31 - ₹1,689,903.44 Total Payment
(Principal + Interest) = ₹5,033,996.31 - ₹5,189,903.44 |

8 years | 11% - 12% |
EMI (Monthly Payment) = ₹54,979.49 - ₹56,884.94 Total Interest Payable = ₹1,778,031.02 - ₹1,960,954.72 Total Payment
(Principal + Interest) = ₹5,278,031.02 - ₹5,460,954.72 |

9 years | 11% - 12% |
EMI (Monthly Payment) = ₹51,190.51 - ₹53,144.81 Total Interest Payable = ₹2,028,575.47 - ₹2,239,639.93 Total Payment
(Principal + Interest) = ₹5,528,575.47 - ₹5,739,639.93 |

10 years | 11% - 12% |
EMI (Monthly Payment) = ₹48,212.50 - ₹50,214.83 Total Interest Payable = ₹2,285,500.47 - ₹2,525,779.83 Total Payment
(Principal + Interest) = ₹5,785,500.47 - ₹6,025,779.83 |

Tenure | Interest Rate | EMI Details |
---|---|---|

1 year | 12% - 13% |
EMI (Monthly Payment) = ₹310,970.76 - ₹312,610.46 Total Interest Payable = ₹231,649.12 - ₹251,325.58 Total Payment
(Principal + Interest) = ₹3,731,649.12 - ₹3,751,325.58 |

2 years | 12% - 13% |
EMI (Monthly Payment) = ₹164,757.15 - ₹166,396.38 Total Interest Payable = ₹454,171.67 - ₹493,513.10 Total Payment
(Principal + Interest) = ₹3,954,171.67 - ₹3,993,513.10 |

3 years | 12% - 13% |
EMI (Monthly Payment) = ₹116,250.08 - ₹117,928.83 Total Interest Payable = ₹685,003.04 - ₹745,437.95 Total Payment
(Principal + Interest) = ₹4,185,003.04 - ₹4,245,437.95 |

4 years | 12% - 13% |
EMI (Monthly Payment) = ₹92,168.42 - ₹93,896.24 Total Interest Payable = ₹924,084.35 - ₹1,007,019.31 Total Payment
(Principal + Interest) = ₹4,424,084.35 - ₹4,507,019.31 |

5 years | 12% - 13% |
EMI (Monthly Payment) = ₹77,855.57 - ₹79,635.76 Total Interest Payable = ₹1,171,334.01 - ₹1,278,145.34 Total Payment
(Principal + Interest) = ₹4,671,334.01 - ₹4,778,145.34 |

6 years | 12% - 13% |
EMI (Monthly Payment) = ₹68,425.67 - ₹70,259.37 Total Interest Payable = ₹1,426,648.51 - ₹1,558,674.51 Total Payment
(Principal + Interest) = ₹4,926,648.51 - ₹5,058,674.51 |

7 years | 12% - 13% |
EMI (Monthly Payment) = ₹61,784.56 - ₹63,671.87 Total Interest Payable = ₹1,689,903.44 - ₹1,848,437.22 Total Payment
(Principal + Interest) = ₹5,189,903.44 - ₹5,348,437.22 |

8 years | 12% - 13% |
EMI (Monthly Payment) = ₹56,884.94 - ₹58,825.39 Total Interest Payable = ₹1,960,954.72 - ₹2,147,237.70 Total Payment
(Principal + Interest) = ₹5,460,954.72 - ₹5,647,237.70 |

9 years | 12% - 13% |
EMI (Monthly Payment) = ₹53,144.81 - ₹55,137.56 Total Interest Payable = ₹2,239,639.93 - ₹2,454,856.15 Total Payment
(Principal + Interest) = ₹5,739,639.93 - ₹5,954,856.15 |

10 years | 12% - 13% |
EMI (Monthly Payment) = ₹50,214.83 - ₹52,258.76 Total Interest Payable = ₹2,525,779.83 - ₹2,771,051.08 Total Payment
(Principal + Interest) = ₹6,025,779.83 - ₹6,271,051.08 |

The full form of EMI is Equated Monthly Installment. This means you have to repay the loan amount in a monthly installment. The installment amount consists of interest amounts and Loan amounts.

An EMI calculator is a tool that helps individuals calculate the monthly installment payments on a loan. It is a useful tool for anyone taking out a loan to purchase a car, house, or other high-value item, as it allows them to see exactly how much they will need to pay each month and how long it will take to pay off the loan.

EMI calculators can be a valuable resource for anyone considering taking out a loan. They allow individuals to see exactly how much they will need to pay each month and can help them plan their budget accordingly. By using an EMI calculator, individuals can make informed decisions about their financial future and ensure that they are able to make their monthly loan payments on time.

If you want the loan then using this EMI calculator you can calculate the loan monthly Payable amount, total payable interest amount, and total payable amount (Which means total interest amount + Loan amount).

To use an EMI calculator, you will need to input several pieces of information, including the loan amount, the interest rate, and the loan term (in months or years). The calculator will then use this information to calculate the monthly installment amount, or EMI. Some calculators may also provide additional details, such as the total interest paid over the life of the loan and the overall cost of the loan.

Also using this EMI calculator you can 1 to 10 years loan tenure EMI details. So that you can correctly choose tenure according to EMI amount.

The formula of EMI is : E= P.r.(1+r)^n/((1+r)^n-1) [Where E = EMI, P=Loan Amount (Here loan amount), r= rate of interest amount (r is calculated on monthly basis. r= rate of annual interest/12/100., Example: annually 9% interest rate., So r= 9/12/100, r=0.0075%), n = Loan tenure in month's.]

Example of EMI calculation: For example, you want 5 lakh of a loan at a 9% interest rate for 6 years. Then P=500000. r=9/12/100=0.0075%. n=6×12=72 months. Then calculation will be: E=500000×0.0075×(1+0.0075)^72/((1+0.0075)^72-1) E=9012.77